Benefit Services Overview

Michigan Tech provides insurance benefits pertaining to medical plans, dental and vision plans, flexible spending accounts, life, disability, and accidental death and dismemberment.  New employees select their choices during New Employee Orientation.  The benefit plan year is January 1 through December 31.  Each November there is an open enrollment period which allows current employees to make changes to their coverage.

Husky Flexible Benefit Plan

Michigan Tech provides benefit eligible employees with the option to enroll in a subsidized medical plan and a Non-Medical subsidy to use to elect additional benefit options.

• All benefit eligible employees will receive the Non-Medical subsidy of $105 per month to elect voluntary benefit options or receive as taxable income.
• Michigan Tech provides benefit eligible employees with the following Subsidized Benefits.  The subsidized value for these benefits are deducted from the non-medical subsidy provided to the employee:
  • Short-term disability (70% pay replacement)
  • Long-term disability (60% pay replacement)
  • Basic Life Insurance of $50,000 and AD&D
  • Employee Assistance Program (EAP)
  • Retirement Matching of up to 7.75%

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