Benefit Services Overview

Michigan Tech provides insurance benefits pertaining to medical plans, dental and vision plans, flexible spending accounts, life, disability, and accidental death and dismemberment.  New employees select their choices during New Employee Orientation.  The benefit plan year is January 1 through December 31.  Each November there is an open enrollment period which allows current employees to make changes to their coverage.

Husky Flexible Benefit Plan

Michigan Tech provides benefit eligible employees with a Medical and Non-Medical subsidy to use to elect benefit options.

• Employees electing a medical plan will receive a medical subsidy of $410 per month for themselves and an additional $410 per month for each eligible dependent enrolled in medical to go towards the premium cost of the medical plan selected.

Note:  The medical subsidy is only provided if the employee is enrolled in a medical plan through Michigan Tech.

• All benefit eligible employees will receive the Non-Medical subsidy of $105 per month to elect voluntary benefit options or receive as taxable income.
• Michigan Tech provides benefit eligible employees with the following Subsidized Benefits.  The subsidized value for these benefits are deducted from the non-medical subsidy provided to the employee:
  • Short-term disability (70% pay replacement)
  • Long-term disability (60% pay replacement)
  • Basic Life Insurance of $5000 and AD&D
  • Employee Assistance Program (EAP)
  • Retirement Matching of up to 7.5%

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