Dental Benefits
Michigan Tech offers a choice of two dental plans administered by Delta Dental. The dental plans feature a PPO and Premier network of dentists who have agreed to provide services at a discounted price. For additional information and to find participating providers, please use the Delta Dental website.
Plan Documents
- Dental 1 (High Plan) Summary
- Dental 2 (Low Plan) Summary
- Delta Dental Claim Form
- Dental Services Outside of the U.S.
Vision Benefits
Vision benefits are administered by VSP. For additional information and to find participating providers, please visit the VSP website.
VSP Vision Summary of Coverage
What If Things Change During The Year?
You can't change your coverage during the plan year unless you have a qualified family status change. If you do have a qualified family status change, you may add or remove dependents to existing enrolled coverage plans. You may elect new coverage plans only if your change is related to the loss of insurance coverage and you are not already enrolled in a plan with us. To make changes due to a qualified family status change, you must submit notification via Employee Navigator within 30 days of the qualified family status change event. Supporting documentation must be sent to Benefit Services. When adding a dependent, documentation will be required.
Required Documentation for Dependents
Qualified family status events include, but are not limited to:
- Marriage or divorce
- Birth or legal adoption of a child
- Legal guardianship
- Child turns age 26
- Death of your spouse or a dependent child
- Loss/gain of insurance coverage by your spouse's employer
Failure to notify the Benefits Office within 30 days of any family status change may result in the following:
- You will be held responsible for any claims paid for an ineligible dependent
- Premiums paid for an ineligible dependent will not be refunded