Why Do I Need Health Insurance?
Michigan Tech requires all international and graduate students hold comprehensive health insurance. Unexpected health care expenses such as those associated with unexpected illness, accidents, or mental health can destabilize a student’s financial situation and derail his/her progress toward a degree. These potential barriers to attendance and degree completion are reduced when students have health insurance. U.S. citizens are required by law to hold health insurance.
Benefit Services facilitates the Michigan Tech student health insurance plan and processes insurance waiver requests for all students.
For graduate and international students, the insurance requirement must be met before tuition can be paid.
Frequently Asked Questions
1
How can I enroll/What are the policy details?
Enrollment Forms
Enroll/make payment by logging into My Michigan Tech at www.mymichigantech.mtu.edu
Policy Details
2
I already have my own health insurance, how can I waive the requirement?
If your plan is a comprehensive health plan that meets coverage requirements of the university and is accepted in the U.S., you do not need to purchase the policy through the university. Complete one of the following forms and submit it to the Student Insurance Office for processing. Waivers are required on an annual basis.
Graduate Students and International Students:
To waive the insurance requirement, you must have a comprehensive health plan that meets the coverage requirements of the university and is accepted in the United States. Waiving the insurance requirement may be done by completing a comparable coverage form and returning it with a copy of your insurance cards to the Student Insurance office. You may return the comparable coverage form, attached and a copy of your insurance card utilizing one of the following methods:
- Return the form with a copy of your insurance card to the Student Health Insurance Office, Lakeshore Center Second Floor
- Return the form with a copy of your insurance card via fax to 906-487-3220
- Return the form with a copy of your insurance card via email to studentinsurance@mtu.edu
J1 Scholars:
J-1 Scholars are not students.
3
Why does Michigan Tech require health insurance?
Michigan Tech requires all international and graduate students hold comprehensive health insurance. Unexpected health care expenses such as those associated with unexpected illness, accidents, or mental health can destabilize a student’s financial situation and derail his/her progress toward a degree. These potential barriers to attendance and degree completion are reduced when students have health insurance. U.S. citizens are required by law to hold health insurance.
4
How do I enroll dependents?
To enroll your dependents onto the BCBSM Student Health Insurance plan, you will go to the Relation Insurance website.
Spouses and dependents of supported Graduate students enrolled in the BCBSM Michigan Tech Student Health Insurance plan are eligible for a reimbursement of 25% of the premium. For reimbursement please submit a completed Dependent Health Insurance Reimbursement form to the Student Insurance Office.
5
What benefits are associated with an Assistantship?
Assistantship recipients are eligible for a health insurance subsidy. Currently, Michigan Tech will cover 100% of the supported graduate student premium for those supported students enrolled in Michigan Tech's student health insurance plan.
Spouses and dependents of supported graduate students enrolled in the Michigan Tech student health insurance plan are eligible for a reimbursement of 25% of the premium. Reimbursement forms can be found here.
Before you are able to pay your tuition bill and/or confirm your enrollment, you must meet the insurance requirement. An insurance hold will be placed on your university account and will be removed upon completion of the requirement.
To enroll in the student health insurance plan, log into your MyMichiganTech Account.
Supported students still need to "pay" the premium of $0 in order to become enrolled in the Michigan Tech plan. Student health insurance premiums may be paid my logging into MyMichiganTech.
For additional information about BCBSM, as well as to register a spouse and dependent(s), please visit here.