Why Do I Need Health Insurance?
Michigan Tech requires all international and graduate students hold comprehensive health insurance. Unexpected health care expenses such as those associated with unexpected illness, accidents, or mental health can destabilize a student’s financial situation and derail his/her progress toward a degree. These potential barriers to attendance and degree completion are reduced when students have health insurance. U.S. citizens are required by law to hold health insurance.
Benefit Services facilitates the Michigan Tech student health insurance plan and processes insurance waiver requests for all students.
For graduate and international students, the insurance requirement must be met before tuition can be paid.
Frequently Asked Questions
1
How Can I Enroll/What Are The Policy Details?
Enrollment Forms
Enroll/make payment by logging into My Michigan Tech at www.mymichigantech.mtu.edu
Policy Details
2
I Already Have My Own Health Insurance, How Can I Waive The Requirement?
Effective for the Fall 2018 semester, the student insurance waiver criteria has been
updated. The updated waiver criteria will help ensure that students who waive health
insurance coverage have suitable and comparable health insurance plans, while continuing
to allow students the ability to seek options outside of Michigan Tech.
If your plan is a comprehensive health plan that meets coverage requirements of the
university and is accepted in the U.S., you do not need to purchase the policy through
the university. Complete one of the following forms and submit it to the Student Insurance
Office for processing.
Graduate Students and International Students:
To waive the insurance requirement, you must have a comprehensive health plan that meets the coverage requirements of the university and is accepted in the United States. Waiving the insurance requirement may be done by completing a comparable coverage form and returning it with a copy of your insurance cards to the Student Insurance office. You may return the comparable coverage form, attached and a copy of your insurance card utilizing one of the following methods:
- Return the form with a copy of your insurance card to the Student Health Insurance Office, Lakeshore Center Second Floor
- Return the form with a copy of your insurance card via fax to 906-487-3220
- Return the form with a copy of your insurance card via email to studentinsurance@mtu.edu
J1 Scholars:
J-1 Scholars are not students, student waivers are completed online.
3
Why does Michigan Tech require health insurance?
Michigan Tech requires all international and graduate students hold comprehensive health insurance. Unexpected health care expenses such as those associated with unexpected illness, accidents, or mental health can destabilize a student’s financial situation and derail his/her progress toward a degree. These potential barriers to attendance and degree completion are reduced when students have health insurance. U.S. citizens are required by law to hold health insurance.