Health Insurance

HuskyCare Health Plans

Michigan Tech provides two medical insurance choices: HuskyCare PPO and HuskyCare High Deductible Health Plan (HDHP). New employees select their choices during Human Resource's New Employee Orientation. Each November, current employees can modify their selections during the open enrollment period. The benefit plan year is January 1 through December 31.

Summary of Benefits and Coverage

Health Savings Account (HSA) Information

Medical Information

Designated Eligible Individual (DEI) Program

Michigan Tech offers a competitive benefit package to its employees in order to recruit and retain the very best faculty and staff. In 2008, we implemented the Designated Eligible Individual (DEI) program to expand health benefits to individuals for whom coverage may not traditionally have been available. 

To read more about the DEI program criteria and to apply, please download the DEI enrollment form.

The DEI enrollment form must be completed during the benefits open enrollment period each fall or no more than 30 days after the above criteria are met. 

Massage Therapy Claims

Michigan Tech’s health insurance covers massage therapy when prescribed by a physician. The prescription must state the number of sessions prescribed and the diagnosis. Services must be by an independent, licensed massage therapist who is not practicing with, or in business with the physician prescribing the massage therapy. Massage therapy is covered under the Outpatient Short-Term Rehabilitation umbrella which includes a combined 60 visit maximum per year.

Please follow these guidelines to file a claim for massage therapy:

  1. Complete a BCBSM claim form
  2. Write "Michigan Tech Massage Therapy" at the top of the form
  3. Include with your claim (make sure these are new and legible copies): 
    • a copy of your BCBSM member card
    • a copy of the prescription which includes the diagnosis
    • a copy of the itemized receipt from the provider that includes the procedure code (97124) and the code for the specific diagnosis (or the name of the diagnosis)
  4. Claims may be faxed to 866-504-0998 or mailed to:

    ATTN Michigan Tech Claims
    Blue Cross Blue Shield of Michigan
    PO Box 230555
    Grand Rapids MI 49523-0555
  5. For claim questions please contact BCBSM at 877-760-8575

Pharmacy Information

International Coverage

If you are traveling abroad, your healthcare benefits go with you.  Use these helpful links to learn more about the BlueCard Worldwide Program before you travel.

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