Student Insurance

Why Do I Need Health Insurance?

Michigan Tech requires all international and graduate students hold comprehensive health insurance. Unexpected health care expenses such as those associated with unexpected illness, accidents, or mental health can destabilize a student’s financial situation and derail his/her progress toward a degree. These potential barriers to attendance and degree completion are reduced when students have health insurance. U.S. citizens are required by law to hold health insurance.

Benefit Services facilitates the Michigan Tech student health insurance plan and processes insurance waiver requests for all students.

New for Academic Year 2015/16 - The insurance requirement must be met before tuition can be paid.

How Can I Enroll/What Are The Policy Details?

Enrolled students can purchase the insurance directly from their Banweb accounts or in person at the Cashier's Office. Spouses and children are eligible for enrollment as a dependent on the student insurance plan.

ID cards are no longer sent in U.S. Mail. Print your ID card online at Aetna Student Health.

Supported Graduate Policy Details

Supported Graduate Enrollment Form

Unsupported/International/Undergraduate Policy Details

Unsupported/International/Undergraduate Enrollment Form

Athlete Policy Details

Athlete Enrollment Form

Athlete Claim Form

I Already Have My Own Health Insurance, How Can I Waive The Requirement?

If your plan is a comprehensive health plan that meetings coverage requirements of the university and is accepted in the U.S. you do not need to purchase the policy through the university. Complete the Insurance Waiver Request and Comparability Worksheet and submit it to the Student Insurance Office for processing.

Frequently Asked Questions

What Is The Student Health Insurance Requirement?

Why does Michigan Tech require health insurance?

Michigan Tech requires all international and graduate students hold comprehensive health insurance. Unexpected health care expenses such as those associated with unexpected illness, accidents, or mental health can destabilize a student’s financial situation and derail his/her progress toward a degree. These potential barriers to attendance and degree completion are reduced when students have health insurance. U.S. citizens are required by law to hold health insurance.