Accident Insurance
Accidents can happen at any time, but what about all the costs that come along with an accident. Group accident insurance can help cover those costs so your personal finances don’t take a big hit.
If you experience an accidental injury covered in the policy, you can get a payout to use any way you wish to cover deductibles, out of pocket medical costs or everyday living expenses.
Benefit amounts are based on the type of injury and treatment needed. No matter how great your medical plan is, you will have to share the costs of medical care and rehabilitation that follow an accident. Accident insurance is designed to help you pay for out-of-pocket expenses that insurance doesn’t cover, like copays and deductibles, but the benefit payout can be used however you’d like.
Critical Illness Insurance
Critical illness insurance is designed to protect your income and personal assets when your out-of-pocket expenses increase as a result of an illness. Health insurance is not always enough to cover all of the unforeseen expenses associated with a serious medical condition like a heart attack or cancer. Critical illness insurance pays a lump sum cash benefit when a covered condition is diagnosed. The benefit can be used in any way you choose, and benefits are paid in addition to any other insurance coverage you may have.
Hospital Indemnity Insurance
Hospital Indemnity Insurance doesn't replace your medical coverage; instead, it complements it. The benefit payments don't go out to pay for medical bills or treatments you may need, instead the come in directly to you, to use however you'd like.